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The FinLit Zone

I equip young people with the money skills they need to avoid costly mistakes as adults. Subscribe to my newsletter for tips on how to help youth build financial confidence.

Boy in black outfit holding a white shirt while standing in front of a rack of men's shirts.
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๐Ÿงธ ๐Ÿ›๏ธ ๐ŸŽฎ Ever wonder why your kids want everything they touch?

Dollars, Cents, and Confidence Weekly tips for the grown-ups shaping youth into financially savvy adults Hey there! It's Talk About Money Tuesday, my favorite day of the week.๐Ÿค‘ I wasn't planning to write about anything shopping related, but then I got five Black Friday sale emails in my inbox in less than an hour last week.๐Ÿ˜ฉ They made me think about all the tactics retailers use to get people to buy what they're selling โ€” including encouraging us to pick up things, try them on, or test them...

Circle with starts and stripes like American flag with I VOTED in the middle

Dollars, Cents, and Confidence Weekly tips for the grown-ups shaping youth into financially savvy adults Hey there! It's Talk About Money Tuesday, my favorite day of the week!๐Ÿค‘ It's also Election Day, so no matter where you live, please get out and vote if you haven't already. Election Day offers an opportunity for adults to talk to the young people in their lives about how choices shape outcomes and why individual decisions matter. These same ideas are at the heart of financial literacy, and...

White ghosts floating on black background

Dollars, Cents, and Confidence Weekly tips for the grown-ups shaping youth into financially savvy adults Hey there! It's Talk About Money Tuesday, my favorite day of the week!๐Ÿค‘ If you're still scrambling to put together a last-minute Halloween costume, don't despair. Google has a list of 10 trending Halloween costumes you can look at for some inspiration. But if the whole costume thing is too much, I've got something else you can do in the spirit of Halloween: Try ghosting the financial the...

A calendar with icons representing different home repairs/expenses in some of the squares.

Dollars, Cents, and Confidence Weekly tips for the grown-ups shaping youth into financially savvy adults Hey there! It's Talk About Money Tuesday, my favorite day of the week!๐Ÿค‘ With cooler weather firmly on the way, I can't ignore that fall is indeed here โ€” and so are the rising costs of keeping a home running. If your kids are like most, they're probably doing their part to keep your electric bill high by leaving all the lights on in the house!๐Ÿ˜‚ They don't think about what those lights, hot...

A brown hand and a peach hand, outstretched, with three squishies in each hand.

Dollars, Cents, and Confidence Weekly tips for the grown-ups shaping youth into financially savvy adults Hey there! It's Talk About Money Tuesday, my favorite day of the week!๐Ÿค‘ Long before they get their first paycheck, kids are already learning how business works. They trade Pokรฉmon cards and squishies, sell lemonade, and persuade their parents to buy the latest trending toy. These activities give them an early lesson in buying and selling. They also create opportunities to build financial...

Headphones with a 25% off tag next to an iPhone calculator with 60 x  0.25 on the display.

Dollars, Cents, and Confidence Weekly tips for the grown-ups shaping youth into financially savvy adults Hey there! It's Talk About Money Tuesday, my favorite day of the week!๐Ÿค‘ I know it's hard to believe, but some people are already talking about holiday shopping. For the record, I'm definitely not some people. ๐Ÿ˜€ But I do love a good sale. And I know to watch out for those instances when a sale can make a purchase look like a smart one. That $100 sweater marked down to $60 looks like a $40...

Grocery store receipt with magnifying glass over it with a stack of coins on one side and a light bulb above it.

Dollars, Cents, and Confidence Weekly tips for the grown-ups shaping youth into financially savvy adults Hey there! It's Talk About Money Tuesday, my favorite day of the week!๐Ÿค‘ Parents spend a lot of time trying to protect kids from mistakes. We step in when they forget something, make a bad choice, or seem like they're barreling toward a consequence that we can absolutely see coming. That instinct can kick into even higher gear when money is involved. Nobody wants their child to waste money,...

Little black girl in a yellow shirt and pink headband with white speech bubbles w/blue question marks all around her in a half circle

Dollars, Cents, and Confidence Weekly tips for the grown-ups shaping youth into financially savvy adults Hey there! It's Talk About Money Tuesday, my favorite day of the week!๐Ÿค‘ When I was getting ready to write this newsletter, I thought about how I always wanted to know how much things cost when I was little. Our house, our cars, our food, my clothes, my toys โ€” you name it, I wanted to know the price. My mom usually bore the brunt of my price-tag obsession. To her credit, she never made me...

Purple gift box with a green ribbon being hooked by a fishing pole. Yellow background.

Dollars, Cents, and Confidence Weekly tips for the grown-ups shaping youth into financially savvy adults Hey there! It's Talk About Money Tuesday, my favorite day of the week!๐Ÿค‘ Let's talk about one of the most powerful words in marketing: FREE! Young people are growing up in an economy where free can be pretty complicated. A free app collects personal data. A free trial may become a paid subscription. Or a free delivery offer comes with service fees. That's why it's so important for young...

Purple and green score board with tallies for income, spending, savings, and debt. Go Team Money Smart is in a banner at the bottom of the board.

Dollars, Cents, and Confidence Weekly tips for the grown-ups shaping youth into financially savvy adults Hey there! It's Talk About Money Tuesday, my favorite day of the week!๐Ÿค‘ Well, I have to be honest, folks. I keep seeing fall clothes in the stores and I don't like it. Can I enjoy this last bit of summer without all these reminders that fall is coming? ๐Ÿ˜‚ With new-season clothes in stores โ€” sometimes months before we need them โ€” it's easy for young people to think they need to shop now to...